Real Women,
Real Challenges, WISE Solutions
WISE®
Financial Makeovers
Presented in Partnership with the Orange County Register
How is
money working in your life? Are you satisfied with how much you are
earning, saving, investing? Is your estate plan up-to-date? Does credit
card debt ever get you down? Should you refinance your home? Are you
worried about having enough in retirement?
Like
most women, you’ve probably worried about one or more of these questions
some time recently. At the Invest In Yourself Conference, we heard
compelling stories of three women who face similar financial questions and
challenges. Our panel of experts shared recommendations and action steps
that could apply to our own situations.
Meet the Invest In Yourself Makeover Participants
from 2005
Cheryl
-
Divorced, age 63
-
Three children, one new grandchild
-
Works full time – Hospital
administrator
-
Concerned her money is not working hard
enough for her. Wants to retire in two years but may work part time.
Doesn’t want to be dependent on her kids.
Megan
-
Single, 27, works for architecture firm
-
Just bought her first condo
-
Concerned about her saving for her
retirement (yes, at age 27!) if Social Security is no longer there.
-
Financial goals: Provide for her future
family. Be independent and “make it on her own.” Has savings in
cash-wants to know more about investing
Sue
-
Married, age 61
-
Earned more than husband but she was
laid off after 17 years
-
Together have $392K in 401(k)s and
other savings
-
Home value approximately $650K with
$171K mortgage
-
Two grown daughters and 11 year old
adopted daughter
-
Concerned about whether to go back to
work or take Social Security. Difficulty finding new job. Enough for
retirement. Education and costs of raising daughter. Wants help
evaluating and securing future.
How are the first three makeovers doing today?
Read
about our most recent makeover results:
Wedding -Bill Blues
- A new house puts a Huntington
Beach couple in saving for their October Wedding
Savings for Early Retirement -
Preparing for a New Life
Apply for a
Complimentary Financial Makeover
We
believe the financial makeovers are the best way to help in achieving your
financial goals. The WISE makeover program is an ongoing program open to
any woman who would like to apply for a complimentary makeover, valued at
$2,000. However, not everyone who applies will receive a makeover.
Potential candidates are interviewed and then notified if they are
selected. As part of the agreement, selected candidates agree to allow
WISE to publicize the results of the makeover on our website and through
an article in the Orange County Register.
For
more information on applying to be a candidate for a WISE makeover,
contact Linda Barlow or 714-953-1232.
Meet the
Invest In Yourself Financial Experts
(The Advice Provided and Openly
Expressed by the Financial Experts is Their Own
And WISE Has No Responsibility
Regarding the Advice)
JILL ALLAGOOD
Jill
Allagood, CPA, CFP®, has been a member of the financial planning team at
Tarbox Equity since 2002. Jill gained experience through a series of
finance, accounting and tax roles, starting in Dallas, Texas, as an
auditor for Arthur Andersen & Co. and later as a financial analyst for
Neiman Marcus.
After
relocating to California in 1991 she progressed to Director of Finance
Planning for Private Medical Care, Inc. Seeking client interaction, she
joined the practice management group of Per-Se Technologies and supported
physician groups with its financial, tax and business planning issues
using a hands-on approach. In 2002, she found her niche after being
recruited by Tarbox Equity, from UCI’s Personal Financial Planning
program.
Jill
holds a B.A. in Accounting from the University of Georgia. She is a
member of the American Institute of Certified Public Accountants, licensed
by the Texas State Board of Accountancy, a Certified Financial Planner®
practitioner and member of the Financial Planning Association.
LINDA BARLOW
Linda Barlow, CFP® has more than 30 years experience in the financial
services industry. She is a Registered Investment Advisor, Certified
Employee Benefits Specialist and a Certified Tax Specialist and has taught
at California State University, Fullerton and the University of
California, Irvine.
Named
one of Bloomberg’s Top Wealth Managers every year since 2002, Linda is a
frequent guest on public television and has often been quoted in the
Orange County Register. As past Chairman of the Financial Planning
Association, Orange County Chapter, she also serves on the Board of
Directors for Women Investing In Security and Education (WISE), WomanSAGE,
Mariposa Women’s Center and Flying Doctors of Mercy.
Ms.
Barlow has licenses in life, health, and disability insurance, and is a
notary public. She has a Master of Science Degree in Financial Planning
from Southern States University, and a Bachelor of Science degree in
Business Administration/ Accounting from LaSalle University.
JENNIFER CAGLE
Jennifer Cagle, CFP® has more than a decade of
experience in the financial services industry enabling her to bring both
expertise and a fresh perspective to her role of developing and managing
investment accounts for select clients. Jennifer has been with The Keller
Group since 1993.
Jennifer completed the Personal Financial Planning Certificate Program at
the University of California, Irvine and was awarded the Certified
Financial Planner™ designation from the CFP Board of Standards, Denver,
Colorado.
Ms.
Cagle is a member of The Financial Planning Association of Orange County (FPA-OCC),
The Association for Investment Management and Research (AIMR) and the CFA
Institute of Investment Managers.
Jennifer has developed special expertise in working with the women’s
market and played an integral role in designing and developing Women’s
Wealth Management, a new service committed to helping female clients
facing life transitions such as widowhood, divorce, inheritance or
retirement. She is also a Certified Financial Divorce Practitioner®; a
financial professional trained in the specific financial and tax aspects
of divorce.
For
the last five years, Ms. Cagle has been involved with the Financial
Strategies Conference for Women, an annual event in Orange County that
promotes the financial education of women of all ages.
