TIME TO AVOID STOCKS?
After several market plunges, some investors are saying that they don’t need nor want stocks. They want something safer - could they do...
WITHDRAWAL SAFE AT 4%?
The oft-cited “rule of thumb” is that a person can withdraw 4% off their portfolio for retirement income and not run out of money for...
Saving Taxes
Year-end tax planning is usually stressful, but this year is especially anything but ordinary. Unless Congress acts before December 31,...
SPENDING PLAN
We’ve all seen those graphs and charts that tell us how much of our hard-earned money we are supposed to be spending in each category of...